What is the primary focus of comprehensive insurance?

Comprehensive insurance primarily focuses on providing protection against theft, vandalism, natural disasters, and other non-collision-related incidents that can damage or destroy a vehicle. This type of insurance covers events that are outside the control of the driver, such as a car being stolen or damaged due to a storm, falling tree, or act of vandalism.

While protection against crashes does relate to aspects of vehicle insurance, that falls under collision coverage rather than comprehensive. Liability coverage is designed to protect against damages or injuries caused to other people or property in an accident for which the insured is at fault, which is not the focus of comprehensive insurance. General car maintenance does not fall under insurance coverage as it refers to routine upkeep rather than loss or damage protection. Therefore, the correct answer accurately reflects the specific intention of comprehensive insurance coverage.