What does the term 'collision' refer to?

The term 'collision' specifically refers to a loss that involves a vehicle crash. This typically signifies an impact between the insured vehicle and another object, which could be another vehicle, a stationary object, or any other scenario where physical damage occurs due to a crash. Insurance policies frequently use this term to categorize situations where damage arises from such collisions, making it distinct from other types of losses incurred, such as theft, vandalism, or non-crash related incidents. Understanding the nuance between collision and other loss types is crucial for comprehending vehicle insurance coverage and claims processes.