What does 'comprehensive' insurance cover?

Comprehensive insurance provides coverage for losses that are not related to collisions. This includes a wide range of potential damages such as theft, vandalism, natural disasters (like floods or hurricanes), fire, and damage from hitting an animal. Essentially, comprehensive insurance protects against unexpected events that might damage the vehicle but do not involve a collision with another car or object.

Understanding this can help renters choose the right insurance coverage for their needs, ensuring they are protected against various scenarios that could occur while they are using a rental car. Other types of coverage mentioned, like vehicle crash repairs and liability for damages to others, fall under different categories of insurance that are not covered by comprehensive policies.